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Management Liability

Management Liability (ML) cover provides small to medium-sized (SME) businesses with cover for a broad range of management liability exposures, including Directors’ & Officers’ (D&O) Liability, Corporate Liability, Employment Practices Liability (EPL), Statutory Liability, and non-cyber Crime.

Australia is a highly regulated and litigious jurisdiction. There are frequent amendments to complex legislation such as the Fair Work Act and Work Health and Safety Act, and even small business owners have exposure to numerous parties which could bring an action against them. ML cover has become critical to the risk management strategy for most businesses, as no business is immune to the risk of commercial or workplace disputes, employee theft, or regulatory investigations.

Our team manages claims of all sizes and complexity. Beyond our expert knowledge of the raft of complex legal issues that can arise in ML claims, we are experienced in advising SMEs on how to navigate high profile and reputationally sensitive claims. We understand the strain that claims can place on managers, senior executives, and company resources, and work collaboratively with SMEs and their insurers to implement tailored solutions or defence strategies in a cost-effective manner.

Key services

  • Acting in and advising on ML claims across most industries, including clubs and associations, manufacturing, retail, wholesale, and professional services
  • Advising domestic, US, and London insurers (including Lloyd’s syndicates), and insurance brokers on ML policy wordings and endorsements, coverage issues, and recoveries