Insurance

Insurance is the cornerstone of our business at Meridian. We have an established reputation for excellence in insurance law and are consistently recognised as a leading Australian insurance law firm. Of our 21 Principals, 16 are dedicated insurance specialists.

As a trusted legal advisor to many Australian and overseas insurers, we are mindful of the strategic and operational challenges facing the industry and those specific to our clients. By understanding the issues and focusing on what matters most, we are well positioned to deliver claims management, litigation, corporate advisory and regulatory advice.

Our client relationships and track record include advising general and life insurers, underwriters, self-insured entities, reinsurers, mutuals, underwriting and claims management agencies, brokers and intermediaries, industry associations, and a wide range of corporate organisations.

Delivering cost-effective, pragmatic and commercially astute advice, we understand our clients’ focus on risk management strategies including monitoring of claims costs, pricing, alternative dispute resolution, and the need for accurate reserving, regulatory and prudential governance.

Our experience extends to Europe and Singapore where we have high-level capabilities delivering advice and services for Lloyd’s Syndicates and the companies market, adhering to reporting protocols, reserving philosophies and binder arrangements as they apply in the Australian market.

We are consistently recognised for our leadership in the insurance space by industry leaders and peers. In the 2021 Edition of Best Lawyers, 12 of our senior insurance lawyers were acknowledged. Meridian was also announced as the Insurance Law Firm of the Year in Australia in 2018 in the Client Choice category by Global Law Experts. In 2017, Meridian was the top ranking insurance law firm when taking into account all insurance areas in Doyle’s Guide and notably, all of our NSW Insurance Principals were recognised. Our team was also shortlisted as a finalist in the Lawyers Weekly Insurance Law Firm of the Year. These awards are a testament to Meridian’s commitment to excellence.

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Our deep knowledge and experience allows us to help clients navigate the unique industry issues they face in a strategic and practical way.

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Insights

ACCC alleges SmileDirectClub misled consumers regarding health insurance reimbursements for clear teeth aligners

Commercial Occupiers: What is expected of them to keep premises safe?

Waivers and extreme sports

Are all activities performed in a gym recreational? The court says no.

In accommodation settings, does ‘slippery when wet’ mean liable?

Listen to the experts: Chatoor v Health Care Complaints Commission of NSW [2020] NSWCA 111

Swearing of affidavits across Australia – what’s required during the COVID-19 pandemic?

How will Liability Insurance respond to COVID-19?

Emerging Insurance Issues from COVID-19

Appeal softens the blow for defendant following fall from ‘aerial sling’

AFCA Decisions: Online insurance purchases, non-disclosures at inception of policy

A warning to health practitioners: is your professional indemnity insurance in place?

Recent Applications in personal injuries claims impacted by COVID-19

Supreme Court of Victoria opts to hear would-be jury trial by judge alone in an effort to keep the wheels of justice turning

Legal requirements for drone operation are set to widen – what do you need to know?

AHPRA releases revised Guidelines for Mandatory Notifications about registered health practitioners

What is a Drone? Who can own and operate one?

Landlord and agent – the buck stops where?

Claims Against International Airlines

General practitioner successfully appeals negligence finding

A reminder about the potential strength of ‘usual practice’ evidence

Insurance, drones and you.

Powerful new Sports Tribunal leads the way in bolstering integrity in Australian sport. Why is this important?

What’s the damage? Recent trends in General Damages awards for psychiatric injuries in Victoria.

What happens to healthcare complaints in Western Australia?

Ask for help, and ask early – advice for surviving an AHPRA notification

Case Note: Bergin v Queensland Cork & Timber Solutions Pty Ltd [2019] QDC 141

How medical practitioners can manage negative online reviews

Case Note: Caffrey v AAI Limited [2019] QSC 7

Is the ‘irrational’ exception feasible?

Professional Opinions – how much weight do they carry?

Video: Negligence in relation to asbestos-contaminated waste

Case note: Your Onus or Mine?

Unfair Contract Terms: Not if but how

The duty of care requirement – not to be taken for granted

Sparks v Hobson; Gray v Hobson [2018] NSWCA 29: Is this a prelude to the expansion of the peer professional opinion defence in NSW?

Shifting landscape – Insurance law firms are experiencing unprecedented change as the sector evolves

Insurance Broker Remuneration – 5 Legal Considerations  

Outstanding Insurance Lawyer Andrew Sharpe to join Meridian Lawyers’ Sydney Team.

Release of Insurance in Superannuation Voluntary Code of Practice

APRA reviewing Life Insurer’s Reinsurance Arrangements

Court’s disdain for disability claim

70 years in the making: the Civil Liability (Third Party Claims Against Insurers) Act 2017

Vets must be vigilant to avoid legal action

What does mandatory reporting mean for early child care workers?

Impact of Federal Budget on the financial services sector

Dealing with complex facts in assessing contribution for an asbestos exposure injury

Brand loyalty in professional indemnity insurance: risks of shifting insurance cover

The insurer strikes back

General insurers need to be ever mindful of best practice advertising

Meridian Lawyers named in Best Lawyers in Australia 2018 edition

Attempted murder during offsite training: is the occupier liable for psychiatric injury?

Meridian Lawyers successful in long-running professional negligence case

Private health insurers to face proposed new risk management prudential standard

AWB: the next instalment…

Meridian’s Principals recognised as leading lawyers by Doyles Guide

The duty of care owed by a principal contractor – is it delegable?

How will technology change the types of claims we see in the future?

Game of drones: new rules, new challenges

Certain contractual indemnities void in Queensland injury claims – some traps for brokers

Important development for Australian insurers and reinsurers domiciled in Singapore

Is this the end to using contractual indemnities to apportion liability for workers’ injuries?

Insurance insights: The pitfalls of lending a helping hand

“Learn – change – sleep – repeat”… welcome to the new world

Telemedicine – minimising new liability risks

Drones – friend or foe for underwriters?

Investigating an insurance claim – damned if you do, damned if you don’t

‘But how can I notify my insurer? All the details are private’

Meridian Lawyers named in Best Lawyers

What does a ‘professional service’ mean in the context of a D&O policy exclusion clause?

So you still think that FaceBook is for teens and just a bit ‘low brow’?

Meridian announced as finalists in prestigious Australian Law Awards

Queensland to remove 5% permanent impairment threshold for workers seeking damages

Insuring builders: claims by subsequent owners