Insights

  • Insurance,
  • Jun 30, 2020
  • Author: Robert Minc Author: David Randazzo
  • INSIGHT: Swearing of affidavits across Australia – what’s required during the COVID-19 pandemic?

    Key takeaways In some States and Federally, witnessing and attesting affidavits can be done remotely. If a sworn affidavit is not possible, an unsworn affidavit may be accepted by the Court. If an unsworn affidavit is relied upon, a sworn or affirmed affidavit must be filed with the Court when circumstances allow. Legislation and Regulations […]

  • Insurance,
  • Jun 22, 2020
  • Author: David Randazzo Author: Robert Minc
  • INSIGHT: How will Liability Insurance respond to COVID-19?

    Key takeaways Insurer and reinsurer responses to COVID-19 are continuing to evolve. Critical to liability claims is likely to be the timing and content of government directives and an insured’s response to them. An Insured will need to defend their actions in preventing the spread of the disease. The number and types of claims to […]

  • Insurance,
  • May 29, 2020
  • Author: Paul Baker Author: Robert Minc Author: David Randazzo
  • INSIGHT: Emerging Insurance Issues from COVID-19

    Key takeaways A brief insight into COVID-19 insurance implications Business interruption and liability coverage This article is the first in a series of updates on the insurance issues and implications emerging from the COVID-19 pandemic. The Insurance Council of Australia (ICA) has declared COVID-19 an official insurance catastrophe. What is clear is that the consequences […]

  • Insurance,
  • May 25, 2020
  • Author: David Randazzo Author: Robert Minc
  • INSIGHT: Appeal softens the blow for defendant following fall from ‘aerial sling’

    Key takeaways Important case for personal fitness instructors and other fitness operators. Harm reduction measures are important, even where no prior accidents have occurred. A Plaintiff must show a reasonably practicable precaution that could have been taken to avoid the risk of injury. Fitness instructors need to give clear instructions and insist on the use […]

  • Insurance,
  • May 19, 2020
  • Author: David Randazzo Author: Robert Minc
  • INSIGHT: AFCA Decisions: Online insurance purchases, non-disclosures at inception of policy.

    Key takeaways Insurer bears the onus of proof in establishing it can deny a claim due to non-disclosure. At inception, a policy must provide a clear and understandable duty of disclosure notice, in writing. Online policy application and acceptance provides unique challenges. Insurer needs to provide evidence that the insured failed to disclose relevant information. […]

  • Insurance,
  • Mar 16, 2020
  • Author: Robert Minc Author: David Randazzo
  • INSIGHT: Legal requirements for drone operation are set to widen – what do you need to know?

    Key takeaways: A Drone is a Remotely Piloted Aircraft (RPA). Licensing requirements are complex and are due to change. You may require a Remote Pilot’s License (RePL) and a Remote Operator’s Certificate (ReOC). Accreditation by the regulator CASA is due later this year. Check the current regulations before you or your client operates a Drone. […]

  • Insurance,
  • Feb 14, 2020
  • Author: Robert Minc Author: David Randazzo
  • INSIGHT: What is a Drone? Who can own and operate one?

    Key takeaways: A drone is a Remotely Piloted Aircraft (RPA) Anyone can own one Expanding number of uses, private and commercial Complex rules and regulations This is our second article, in a series of articles on drone use in Australia. The first article provided an overview of drone use and insurance cover. This article focuses […]

  • Insurance,
  • Feb 7, 2020
  • Author: David Randazzo Author: Robert Minc
  • INSIGHT: Landlord and agent – the buck stops where?

    Yeung v Santosa Realty Co Pty Ltd [2020] VSCA 7 Background On 19 May 2014, the plaintiff, a tenant of residential premises, slipped at night on back stairs that were worn, slippery, unlit and had no handrail. The tenant successfully brought proceedings for negligence in the County Court against the owner of the premises and […]

  • Insurance,
  • Dec 17, 2019
  • Author: David Randazzo Author: Robert Minc
  • INSIGHT: Claims Against International Airlines

    When has an ‘Accident’ occurred? Does a failure to provide water during a flight constitute an ‘accident’? Key takeaways An ‘accident’ is an unusual event or happening, that is external to the passenger. An ‘accident’ is not where the injury results from:- the passenger’s own internal reaction to the usual, normal and expected operation of […]

  • Insurance,
  • Oct 23, 2019
  • Author: Robert Minc Author: David Randazzo
  • INSIGHT: Powerful new Sports Tribunal leads the way in bolstering integrity in Australian sport. Why is this important?

    Key takeaways: New legislation governing arbitration/ADR of Australian sports disputes National Sports Tribunal introduced for resolution of sports disputes Two-year pilot Conditional opt out scheme Laws apply to acts committed or omitted within as well as outside of Australia Locally handled sporting Appeals have the potential to lower costs Significant civil penalties for breach Sports […]

  • Insurance,
  • Oct 8, 2019
  • Author: Robert Minc Author: David Randazzo
  • INSIGHT: What’s the damage? Recent trends in General Damages awards for psychiatric injuries in Victoria.

    Key takeaways: General damages awards for psychiatric injuries can be significant A ‘recognisable psychiatric illness’ must be present Treatment not sought is not necessarily an impediment to a psychiatric claim Have there been any discernible trends in the awarding of damages for psychiatric injuries in recent years in Victoria? Four cases decided between 2013 and […]